Friday, November 25, 2011

What to do when you meet an accident in NZ?

I think I should share my own experience on what happened after I met the car accident in New Zealand. I just hope that my information can help anyone of you if you met the same problem in NZ. Most of my friends asked how much was the medical fees in New Zealand since I was admitted to hospital. I even went for my first round follow up check up over there. Please don't be shocked towards the amount.
The answer is ......

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$0. 


Huh? $0???
You must be cheating me. You are not a resident in New Zealand!! Why you doesn't need to pay??

Thanks to the New Zealand government. They set up a body called ACC (Accident Compensation Cooperation).

This body really acts like an angel for me. Basically, this body is to support those who injured to get back to work and everyday life as soon as possible. The best  part of the body is they will help not only New Zealand residents but also VISITORS to New Zealand. What????? Visitors also?? Yes, this means that you will be covered by ACC once you stepped in the land of New Zealand (of course with the condition ->legally).

What ACC will actually do for you??
1) They help to pay for treatment and medical costs.

  • No doubt, I was admitted to hospital, went for x ray,citi scan, follow up check up and I do not need to pay even a single cent. I don't even know how much it cost.


2) They pay weekly compensation to you.

  • If doctor diagnosed that you are unfit to work, ACC will pay you weekly compensation until you are able to work again!!! (With the condition you work in NZ, working holiday is included).  Wao~ New Zealand government really provides good benefits!!!


3) They even provides services to assist the patients in their daily life. What are those services?? They can arrange someone helped to clean your house and even cook for you!!!

  • This is true, because after I met the accident, angel from ACC contacted me and asked whether I need this service!! This was really warmhearted. 


Of course, what I listed above just part of the services they provide. If you wish to know more, click here. Undeniable, ACC really acts effective and those angels were really friendly and kind. My angel kept on follow up with me when I was in NZ, called me every few days and checked how am I doing. OMG, how nice they were.

So basically, you do not need to worry too much if you met an accident in New Zealand. The only thing you need to do is when you were admitted to hospital, seek for help from the hospital personnel, let them help you to fill up the ACC claim form and faxed to ACC. After few days, ACC will arrange an particular angel to contact you and let you know the actions you need to do in order to get those benefits. Of course, remember to keep the copy claim form with you.

For the medical follow up, hospital personnel will post an appointment letter to you and informed you the date for your follow up check up. Of course, you can always call to the hospital and check for the date. Every patient will be given a number once they admitted to hospital and that number will be used to check the appointment date and all other details.

Except for the medical part, the  police part is easier to settle. They'll keep in touch with you and telling you what you need to do and of course, remember to request a police report as documentation purpose.

In short, nothing much need to be worry if you met an accident here. The lovely body will send angel to help you.
ACC, thank you.

10 comments:

Anonymous said...

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Peak Kee said...

I like this article. Thank you for sharing.

Hui Yi said...

Thanks. :)

Shiu In said...

if so, do we still needing a travel insurance?

Hui Yi said...

I think travel insurance is different because ACC just cover those who meet an accident. If you are sick and admitted to hospital, it's not covered by ACC but it'll covered by travel insurance. Besides, there are a lot of things covered by travel insurance, like personal item. So, I think travel insurance is important.

choonhong said...

great info. Btw, having few questions may need your help. How long does the visa valid? if i step in to NZ on Sept 2012, do i need to resubmit visa for my stay till nex year june?

Hui Yi said...

The visa valid for half year start from the date u step in New Zealand. If you wish to stay longer in New Zealand, you may apply extension for another 3 months (means total 9 months) with the requirement of work 3 months related to agriculture/horticulture sector. :)

Johnson Smith said...

There are a lot of things covered by travel insurance.
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Arnold Brame said...

Never drive your car in such a manner that you meet an accident in the first place. Take safety precaution. To learn about safety and practice it in a safe environment contact Health and Safety Risk Assessments.

Yvonne Tan said...

Hui Yi, may I know the ACC need to apply or register or not? Or we can claim it directly if we chooi chooi meet an accident there? Thank you ^^