But, if you ask my opinion, I'll definitely say YES. Don't save on that few hundred Ringgit and you gonna to pay more than that if anything bad happen!
Why you need it? It is just like the normal personal insurance that you bought in Malaysia. So, ask yourself, why you bought insurance? Because you doesn't want to bear with debt when you meet an accident or when you fall sick.
This theory is just same with why I recommend people to buy a travel insurance. You'll never predict what is going to happen during your working holiday, especially in a country which is not familiar with. I am a very good live example, I also never predict that I'll meet an accident in New Zealand! Don't tell me 'Oh, you are bad luck, I won't be undergone the same incident like you!' Don't bull sxxx. Nobody going to predict what is going to happen in the future. If yes, then there is no such thing called 'accident'.
Yes, ACC do cover our medical expenses if we meet an accident in New Zealand. But they never cover for those who fall sick in New Zealand. The medical fees in NZ is terribly expensive! Before you able to see the doctor, registration fees charge you about NZD70, any further treatment is not covered yet and you need to pay for medicine somemore. How about if you lost your beloved DSLR camera/ laptop?
I met a lot of people facing different problems during their working holiday, some fall sick seriously because they are not used to the weather, some lost their passport, some dropped their camera/laptop and spoilt it. So, what you gonna do with it when you face this? Nah, that is just my bad luck. No!!! Buy a travel insurance and they gonna pay for you/ replace the them!
Besides that, if you are landed in New Zealand and you wish to buy a travel insurance there, you may visit Orbit Protector. (Thanks for a reader provide this information). This travel insurance is specifically design for those who go for working holiday.
So, wanna spend on it or not? It's up to you.
14 comments:
Dont worry, no matter you already in NZ or not. You can buy Travel Insurance with this:
http://travelnzinsurance.com/new-zealand-working-holiday-insurance?producer=c2m
This Travel Insurance is from NZ, special design for Working Holiday.
Dont worry, no matter you already in NZ or not. You can buy Travel Insurance with this:
http://travelnzinsurance.com/new-zealand-working-holiday-insurance?producer=c2m
This Travel Insurance is from NZ, special design for Working Holiday.
Thanks for your info, I'll update it in blog. :)
Which insurance agent did you bought your travel insurance from?
i want to ask can i claim when i get sick?
Samuel: Shame on me. I didn't buy that time due to too rush. When I reached New Zealand and trying to buy and I couldn't find at that time. Never follow my stupid footstep.
Anonymous: Yes, for travel insurance you can claim. :)
hui yi can u send me yr email add..i wan asking abt tat insurance ..and im going wh on 19march12 ..wish u can reply me asap ya
my email add is szechian87@hotmail.com
hi thank you for the info!!
i have a few queries:
1. usually how much does it cost for outpatient cases let say not v serious no need to be hospitalized.
2. the registration fees is one time charge or is it chargeable at every different clinic you go to?
3. the orbitprotector insurance scheme said that
"The excess that applies to each claim ...
NZ$50 on all accidental injury claims and NZ$100 on all other claims"
meaning if the medical expenses is less than SGD 100 then we have to pay that amount and the insurance will not cover.
thank you
Regards,
Keane
Hi Keane,
1) I'm not sure how much it cost for outpatient because when I injured that time was due to accident and ACC covered for it.
2)Yes, it charge everytime when you see the doctor. Actually it is some kind like doctor's fees.
3) I am not quite sure about this. I suggest you email them service@orbitprotect.com and ask will have a actual answer. :)
This journey cover is particularly style for those who go for working vacation.
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haha~ can buy it at > travel insurance Malaysia ma ~~
Icbc Insurance
In now days travel insurance is very important in several accident sometimes many people could not get proper treatment,if they insured they can get a lot of benefits.
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